"I have never missed any payments, I’m debt-free (if we exclude mortgage), but my score was low. It didn’t make sense. After going through my credit report I found a mistake. I sent the responsible credit bureau a letter and they removed it in a couple of weeks. I wish I had done it earlier, as I have been overpaying for a long time, without realizing it."

"My “rocky” early twenties had affected my score a lot. Late payments, several times maxed credit cards and so on. Young me didn’t care, but now I wanted to fix my score. Using these letters, I got 2 outdated items removed and now, from barely 600, my score stands at 710. "

"My old car was on her last days, so I went looking for a new one. Found a great one, but the interest rate was surprisingly high. I know I’ve had some financial issues in the past, but I couldn’t accept it. I went looking for a solution and found these credit letters. I gave them a try and less than 2 months later I bought my new car with almost twice lower interest rate."